Motor – Buying and Insuring Bling
High performance cars are becoming more popular in the UK.
Complete with custom paint jobs and sound systems that would rival the local disco, groups of enthusiasts gather for shows and meets in order to flaunt their prized vehicles.
But vehicles that are built for speed are likely to be near the very top of the car insurance scale.
Searching for a car insurance quote for a hot hatchback or a snappy sports car could throw up a few surprises with regards to insurance prices.
Acceleration and top speed becomes a major factor for insurers, due to claims statistics showing that high performance cars can often result in more frequent car insurance claims.
Coupled with the predicted cost of repairs – which is also taken into account when calculating a policy – buying and owning a high-performance car can be an expensive business.
If you’re considering buying a high-performance vehicle, shop around for similar models of cars and do some research into the car you’re interested in. Take into account the likely availability of parts, and the timescales and complexity of any repairs that might be needed.
Also take some time to consider the mileage per year you are likely to accumulate. If you’re more likely to drive to specialist shows and meets, rather than use it as an everyday vehicle, you could save yourself some money on your premium and also lower the risk for insurers.
Performance cars and the equipment contained in them can be a major attraction to thieves. But by spending some money on a security system you could find yourself getting an even cheaper car insurance quote.
When searching for a quote it’s best to enquire as to how much you could save on your policy if you took these extra security precautions.
Most insurers will be able to advise on which devices could benefit your policy, as well as suggest approved devices – such as immobilisers and tracking devices – which could save you money.
Most importantly of all, whilst performance cars are built for speed, it is vital to ensure that you drive carefully and stay within the speed limit. Any motoring convictions is likely to increase your premiums, and for a high performance cars that could prove to be an expensive penalty.
About the Author
David is an experienced writer based in the UK, currently working in the dotcom industry
Bling Bling :: Hot Rocket Fireworks :: www.pyrobug.com
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